Shareholders' Information
Our Community Commitments
Financial Highlights
Our Climate Strategy in Action
Taking Care of Our Employees
To My Fellow Shareholders
Our 2021 Results
Investment Expertise
2021 Financial Results in the Context
of Our Innovation Strategy
Underwriting Expertise
Investing in Technology Drives Value — Today and in the Future
Investing in Our Employees
Consistent and Successful Long-Term Financial Strategy Delivers Shareholder Value
A Balanced Approach to Right-Sizing Capital
Citizen Travelers
Leadership
The Travelers Companies, Inc.
2021 Annual Report
Board of Directors
Alan L. Beller
Senior Counsel
Cleary Gottlieb Steen & Hamilton LLP
Director since 2007
Janet M. Dolan
President
Act 3 Enterprises, LLC
Retired President and CEO
Tennant Company
Director since 2001
Patricia L. Higgins
Retired President and CEO
Switch and Data Facilities, Inc.
Director since 2007
William J. Kane
Retired Audit Partner
Ernst & Young
Director since 2012
Thomas B. Leonardi
Retired Executive Vice President
American International Group, Inc. and Vice Chairman of
AIG Life Holdings, Inc.
Director since 2021
Clarence Otis Jr.
Retired Chairman and CEO
Darden Restaurants, Inc.
Director since 2017
Elizabeth E. Robinson
Retired Global Treasurer of
The Goldman Sachs Group, Inc.
Director since 2020
Philip T. Ruegger III
Retired Chairman
Simpson Thacher &
Bartlett LLP
Director since 2014
Rafael Santana
President and CEO
Westinghouse Air Brake
Technologies Corporation
Director since 2022
Todd C. Schermerhorn*
Retired Senior Vice President and CFO
C. R. Bard, Inc.
Director since 2016
Alan D. Schnitzer
Chairman and CEO
Travelers
Director since 2015
Laurie J. Thomsen
Retired Partner and
Co-Founder
Prism Venture Partners
Director since 2004
Bridget A. van Kralingen
Retired Senior Vice President
IBM
Director since 2022
*Independent Lead Director
Board Committees
Audit
Kane (Chair)
Beller
Higgins
Schermerhorn
Thomsen
van Kralingen
Compensation
Otis (Chair)
Dolan
Leonardi
Robinson
Ruegger
Santana
Executive
Schnitzer (Chair)
Dolan
Kane
Otis
Ruegger
Schermerhorn
Investment and
Capital Markets
Dolan (Chair)
Leonardi
Otis
Robinson
Ruegger
Santana
Nominating and
Governance
Ruegger (Chair)
Dolan
Leonardi
Otis
Robinson
Santana
Risk
Schermerhorn (Chair)
Beller
Higgins
Kane
Thomsen
van Kralingen
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To My Fellow Shareholders
Our 2021 Results
Investment Expertise
2021 Financial Results in the Context of Our Innovation Strategy
Underwriting Expertise
Investing in Technology Drives Value – Today and in the Future
Investing in Our Employees
Consistent and Successful
Long-Term Financial Strategy Delivers Shareholder Value
A Balanced Approach to Rightsizing Capital
The Power of Our Diversified Businesses
Total Shareholder Return
The Travelers Promise in Action
Citizen Travelers
Letter to Shareholders