To My Fellow Shareholders
Our 2023 Results – Excellence in Execution
Underlying Underwriting Income
Our Investment Expertise
Our Data-Driven Underwriting Culture
and Expertise Set Us Apart
The Power of Our Diversified Businesses
Return on Equity
Consistent and Successful Long-Term Financial Strategy Delivers Shareholder Value
Total Shareholder Return
The Power of Shared Purpose
Brand Manifesto
Financial Highlights
Citizen Travelers
Remarkable Things Happen When People Care
Taking On the Crisis of Homelessness
Taking Care of Our Remarkable Team
Management
Board of
Directors
Shareholders' Information
THE TRAVELERS COMPANIES, INC.
2023 ANNUAL REPORT
In 2023, Travelers debuted a new brand manifesto and ad campaign around a simple yet powerful idea: “Remarkable things happen when people care.” You can find the manifesto at the QR code to the left.
Through our work, Travelers demonstrates the power of common cause to unite people across distance and differences. The manifesto reflects Travelers employees’ extraordinary dedication to the people we are privileged to serve.
These values are the cornerstone of our brand manifesto — and they are at the heart of everything we do.
Days after a hurricane, two Travelers employees faced miles of debris to help turn one small store into a beacon of hope for the community.
© 2024 The Travelers Indemnity Company. All rights reserved.
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To My Fellow Shareholders
Our 2023 Results –
Excellence in Execution
Underlying Underwriting Income
Our Investment Expertise
Our Data-Driven Underwriting Culture and Expertise Set Us Apart
Deliberate and Disciplined Execution Over Time
The Power of Our Diversified Businesses
Tomorrow’s Success Is Built Today: Artificial Intelligence
Consistent and Successful Long-Term Financial Strategy Delivers Shareholder Value
A Balanced Approach to Rightsizing Capital
Return on Equity
Total Shareholder Return
The Power of Shared Purpose
Letter to Shareholders