“Travelers is a more than 165-year-old company, and our story is only possible because freedom, the rule of law and economic opportunity are foundational to our way of life. We are conscious of our role in preserving our democratic tradition, and we take seriously our responsibility to pass it on to future generations.”
Alan Schnitzer, Chairman and Chief Executive Officer, Travelers
REVITALIZING OUR NEIGHBORHOODS
When Elizabeth first moved into her neighborhood, she worried about the derelict houses on her block – and the danger they could pose to the community. Elizabeth knew it was time to act. After being elected to her Neighborhood Council, Elizabeth organized an inventory of abandoned properties. Then she contacted Habitat for Humanity, which purchased and renovated some of the houses. When people saw the changes, they were inspired to join in – transforming the entire neighborhood. Now, when she hears people say, “Someone should fix this!” she spreads the word: “It is up to us.”
Elizabeth
ENCOURAGING ECONOMIC DEVELOPMENT
People walking through his hometown and admiring the new sidewalks, lights and landscaping probably don’t know who made it all happen. That is because Ryan is a volunteer leading the local economic development commission, and those are just some of the accomplishments he points to as helping keep the town he loves beautiful and vibrant. And he is always looking for more help and more ideas. “Most of our communities are run by volunteers,” he says, “and without people stepping up, things just would not happen.”
Ryan
SUPPORTING OUR SCHOOLS
When friends first encouraged her to run for a seat on the local board of education, Deborah declined. Then she came to see it as a chance to share her knowledge and expand her commitment to her community. Now she is the board chair, taking the leadership skills she developed at work and using them to spread positive change in her town. She might have started this journey with “I am not a politician,” but now, when asked about running for an office, she says, “Go for it.”
Deborah
POWERING THE POLLS
As election officials, Trish and Lisa have assumed pivotal responsibilities in helping ensure that the elections in their respective communities run smoothly and are fair and accessible for all. Lisa’s county faced a shortage of poll workers, which she saw as an opportunity to fulfill her civic duty. Trish served as an election judge, driven by a desire to enhance unity and foster greater understanding. These Travelers employees have exemplified steadfast leadership in their communities – committed to civic service and democracy.
Trish
ELECTION PROTECTION
As the child of immigrants who became naturalized citizens, Krishna has never forgotten the pride her parents took in voting. Now a lawyer, she is helping others fulfill the promise of representative democracy through her work with Election Protection. She is a guide through the registration process, getting people to the polls and ensuring they have the opportunity to vote. “It is great to work for a company that supports civic engagement,” she says, but her biggest reward is in the eyes of those first-timers she has helped. “After they have voted, they are so excited.”
To My Fellow Shareholders
Our 2023 Results – Excellence in Execution
Underlying Underwriting Income
Our Investment Expertise
Our Data-Driven Underwriting Culture
and Expertise Set Us Apart
The Power of Our Diversified Businesses
Return on Equity
Consistent and Successful Long-Term Financial Strategy Delivers Shareholder Value
Total Shareholder Return
The Power of Shared Purpose
Brand Manifesto
Financial Highlights
Citizen Travelers
Remarkable Things Happen When People Care
Taking On the Crisis of Homelessness
Taking Care of Our Remarkable Team
Management
Board of
Directors
Shareholders' Information
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To My Fellow Shareholders
Our 2023 Results –
Excellence in Execution
Underlying Underwriting Income
Our Investment Expertise
Our Data-Driven Underwriting Culture and Expertise Set Us Apart
Deliberate and Disciplined Execution Over Time
The Power of Our Diversified Businesses
Tomorrow’s Success Is Built Today: Artificial Intelligence
Consistent and Successful Long-Term Financial Strategy Delivers Shareholder Value
A Balanced Approach to Rightsizing Capital
Return on Equity
Total Shareholder Return
The Power of Shared Purpose
Letter to Shareholders