Remarkable Things Happen When People Care – Stories from Our Claim Team
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THE TRAVELERS COMPANIES, INC.
2023 ANNUAL REPORT
Debbie, a medical case manager on Travelers’ Workers Compensation team, understands how stressful and challenging the recovery from a workplace injury can be. When a customer’s employee experienced a particularly complicated recovery, with reinjuries along the way, Debbie’s compassion and professionalism helped him pull through.
“Your positive attitude keeps me going during the dark times,” the injured employee wrote. “In case you ever wonder whether you make a difference, you definitely have helped me a lot and changed my life for the better.”
Debbie
Workers Compensation Claim Tampa, Florida
WORKERS COMPENSATION
For a parent, maybe the only thing worse than being in a car accident yourself is knowing that your child has been in one. Emma responded to this particular kind of worry while working with a policyholder whose son had been behind the wheel during an accident, helping the insured through the claim process with patience and care.
Emma
Canada Auto Claim
Oakville, Ontario
PERSONAL AUTO
“Emma is truly such an amazing, detail-oriented, patient representative,” the customer said. “She’s a ray of sunshine when you’re going through something like this.”
Disasters can strike at any moment, including the week of Christmas. That’s when a tornado hit western Kentucky and did significant damage to a longtime construction equipment dealership – a staple of its community. John and his colleagues sprang into action, surveying the complex and extensive losses during the holiday and working over the following year to get the dealership back in business.
The customer raved about John and the team, saying he “kept in contact with me, never allowing the process to lag. He always knew what was going on and what the expectations were after he submitted information for review.”
John
Heavy Equipment Claim
Blue Bell, Pennsylvania
COMMERCIAL PROPERTY
Teresa managed a claim for a customer who experienced a major loss after a third party suffered a cyberattack. Teresa took care to escalate the details of the case so that Travelers could pursue the responsible party for damages.
Teresa
Bond & Specialty Insurance Claim
Houston, Texas
CYBER
Despite suffering such a challenging loss, the customer was thrilled with Teresa and Travelers, stating: “Travelers’ team of professionals was terrific. Keep up the good work you are doing for your customers.”
Suffering a loss and needing to file an insurance claim is never easy, but it can be particularly stressful when you’re experiencing it for the first time. Bobby’s professionalism and patience put homeowners at ease when a pipe burst in their home during the holidays, forcing the family to file their first-ever home insurance claim.
I was initially very upset and overwhelmed, but Bobby made it much easier,” the customer wrote. “While I hope to never have to go through another homeowners
insurance claim, you’ve made a customer for life out of me.”
Bobby
Property Claim
Chantilly, Virginia
PERSONAL PROPERTY
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To My Fellow Shareholders
Our 2023 Results –
Excellence in Execution
Underlying Underwriting Income
Our Investment Expertise
Our Data-Driven Underwriting Culture and Expertise Set Us Apart
Deliberate and Disciplined Execution Over Time
The Power of Our Diversified Businesses
Tomorrow’s Success Is Built Today: Artificial Intelligence
Consistent and Successful Long-Term Financial Strategy Delivers Shareholder Value
A Balanced Approach to Rightsizing Capital
Return on Equity
Total Shareholder Return
The Power of Shared Purpose
Letter to Shareholders