Taking On the Crisis of Homelessness
To My Fellow Shareholders
Our 2023 Results – Excellence in Execution
Underlying Underwriting Income
Our Investment Expertise
Our Data-Driven Underwriting Culture
and Expertise Set Us Apart
The Power of Our Diversified Businesses
Return on Equity
Consistent and Successful Long-Term Financial Strategy Delivers Shareholder Value
Total Shareholder Return
The Power of Shared Purpose
Brand Manifesto
Financial Highlights
Citizen Travelers
Remarkable Things Happen When People Care
Taking On the Crisis of Homelessness
Taking Care of Our Remarkable Team
Management
Board of
Directors
Shareholders' Information
THE TRAVELERS COMPANIES, INC.
2023 ANNUAL REPORT
“Remarkable Things Happen When People Care” is a mantra that defines not just Travelers’ commitment to serving our customers with excellence, but our legacy of reinvestment in the communities we call home.
Every year, Travelers chooses a flagship service project – one that addresses a critical need in our communities, in which many of our employees take part. Over the years, these efforts have rebuilt and fortified homes ravaged by natural disasters, installed playgrounds in underserved neighborhoods and delivered backpacks full of meals and school supplies to students in food-insecure households.
In 2023, Travelers committed to address a rising global challenge – homelessness. In the United States alone, the homeless population reached a record 650,000 people last year, and 2023 saw the largest single-year increase ever.
Through a service project titled There’s No Place Like Home, Travelers partnered with nine leading organizations working to address the root causes of homelessness – across the United States, Canada, the UK and Ireland.
Home is where the heart is, and there is plenty of heart under the umbrella.
© 2024 The Travelers Indemnity Company. All rights reserved.
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To My Fellow Shareholders
Our 2023 Results –
Excellence in Execution
Underlying Underwriting Income
Our Investment Expertise
Our Data-Driven Underwriting Culture and Expertise Set Us Apart
Deliberate and Disciplined Execution Over Time
The Power of Our Diversified Businesses
Tomorrow’s Success Is Built Today: Artificial Intelligence
Consistent and Successful Long-Term Financial Strategy Delivers Shareholder Value
A Balanced Approach to Rightsizing Capital
Return on Equity
Total Shareholder Return
The Power of Shared Purpose
Letter to Shareholders