2024 ANNUAL REPORT
To My Fellow Shareholders
Our 2024 Results Speak to the Broad
Strength of the Travelers Franchise
Underlying Underwriting Income
Our Investment Portfolio Continues to Perform
Our Data-Driven Underwriting Culture and Expertise Matter More Than Ever
Availability and Affordability
When Disaster Strikes, Excellence
in Claim Sets Us Apart
Preparing for Tomorrow — Leveraging the Power
of Artificial Intelligence
Consistent and Successful Long-Term Financial Strategy Delivers Shareholder Value
Return on Equity
Travelers Powerful Earnings Engine
A Balanced Approach to Rightsizing Capital
Our Diversified Businesses
Meaningful Total Shareholder Return
Firing on All Cylinders – the Outlook for Travelers
Brand Manifesto
Financial Highlights
Availability
and Affordability
Citizen Travelers
Travelers Institute
Our Communities
Our People
Executive
Officers
Board of Directors
Shareholders' Information
THE TRAVELERS COMPANIES, INC.
•
BECAUSE WE CARE...
we help shape and advance the issues of our times
The Travelers Institute marked a 15 year milestone of engaging in public policy discussion and analysis.
Providing Memorable
Experiences
We leverage our risk management expertise to provide unique experiences. Recently, our educational programs have allowed insurance agents and the broader public to watch and learn from a live vehicle crash test, engage in wind and hail demonstrations, and look inside Travelers’ flagship education hub, Claim University.
Making Sense of Today’s Business Environment
Through presentations to our business partners and their customers, we help groups understand the business environment in which they operate, including macroeconomic trends and public policy developments in Washington, D.C., and state capitals.
Fostering Connection and Learning
We have convened and engaged with audiences in more than 200 cities across the United States, the United Kingdom and Canada through webinars, podcasts and in-person forums.
1,191
PROGRAMS
670
SPEAKERS
469,401
ATTENDEES
213
CITIES VISITED
To My Fellow Shareholders
Our 2024 Results Speak
to the Broad Strength of the Travelers Franchise
Underlying Underwriting Income
Our Investment Portfolio Continues to Perform
Our Data-Driven Under-writing Culture and Expertise
Availability and Affordability
When Disaster Strikes, Excellence in Claim
Sets Us Apart
Leveraging the Power of Artificial Intelligence
Consistent and Successful Long-Term Financial Strategy
Return on Equity
Travelers Powerful
Earnings Engine
A Balanced Approach to Rightsizing Capital
Our Diversified Businesses
Meaningful Total
Shareholder Return
Firing on All Cylinders –
the Outlook for Travelers
Letter to Shareholders